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Self Certification Loans, UK Bad Credit Loan

Bad credit self certification loan company for UK self employed homeowners and tenants with a bad credit rating or history, ccj or default.
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UK Self Certification Loans for Self Employed Homeowner or Tenant in UK

Self employed homeowners and tenants can apply for self certification loans (what is a self certification loan?) on this site, even with a bad credit rating or poor history, ccjs or defaults.

Many self employed people find it difficult to obtain a loan, credit or finance due to the fact they are self employed. In many cases, self employed people do not have proof of income or no accounts. For some loan companies this can be a problem, however there is an answer. Self employed homeowners and tenants can "self certify" (also known as "self cert"), which means that they state their income and level of earnings without needing to prove it by way of accounts or payslips. Nowadays many people are paid bonuses or high commissions that as such do not count as part of their normal salary and self certification loans are a way for you to obtain a loan that reflects what your true level of income.

Whilst self certification loans are a great concept for many self employed people and people earning high bonuses and commission, you must still be honest and declare your true level of income to ensure that you can afford the monthly loan repayments and make sure you avoid defaulting on the loan and ending up with a bad credit rating or CCJ.

Remember, our self certification loan brokers can help UK home owners, tenants and non homeowners with bad credit rating, a poor credit history, adverse credit score, CCJs, mortgage or credit card defaults, mortgage or rent arrears, people with IVAs and discharged bankruptcy. Self certification loans can be for any purpose too, including debt consolidation loan, house purchase, loan for home improvements, wedding, holiday, christmas cash or anything else.

Apply now for your free, no obligation self certification loans quote by clicking the link below. Our independent loan brokers will then call you to discuss your requirements and options.

Self certification loans - apply now for your self employed loan with bad credit rating